Mortgage Planning is the process of carefully evaluating your mortgage options and choosing the right mortgage strategies. Your mortgage is most often your
single largest debt, and your home is most often your single largest financial investment. That’s why mortgage planning should not be a do-it-yourself
endeavor, but rather a collaborative effort with your Certified Mortgage Planning Specialist (CMPS®) – Like ME!!
STEP #1: OUR INITIAL CONVERSATION WILL FOCUS ON:
Goals & Expectations
What does your current housing and cash flow situation look like?
What are your new housing and cash flow objectives?
STEP #2: WE’LL ANALYZE & EVALUATE YOUR OPTIONS & talk Money!
What are your housing, debt planning, and cash flow options?
What large expenses should we take into account as we help you develop a housing and cash flow budget?
STEP #3: WE’LL DEVELOP & IMPLEMENT YOUR PERSONAL MORTGAGE PLAN & Take Action
Once we’ve discussed your options, and how these various options may impact your overall housing and financial situation, it’s up to you to decide on which plan of action works best for you. I’ll be here to answer any questions and be a resource to you in any way I can. I’ll also coordinate the whole process with you and your financial advisors as necessary.
STEP #4: WE’LL MONITOR YOUR MORTGAGE PLAN THROUGH AN ANNUAL MORTGAGE AND HOUSING REVIEW
Mortgage planning is a life-long process because your financial situation is likely to change from time to time. As your mortgage planner, it’s my role to help you monitor these changes as needed and through an annual conversation and being there for you throughout your lifetime milestones where you need some financial guidance!